Bounce Back Loans helped many businesses survive the pandemic, but repayments can now place serious strain on cash flow. This article explains the options available when BBL repayments become difficult, from refinancing and restructuring to formal insolvency solutions, and why early advice is vital to protect both the business and its directors.

When a company becomes insolvent, directors still have clear legal duties. This article highlights the importance of protecting company funds, avoiding preference payments, and seeking early advice from a licensed insolvency practitioner to reduce personal risk and ensure a compliant liquidation process.

Minimum wage increases from April 2026 will raise staffing costs for many businesses, particularly those employing younger or lower-paid workers, placing pressure on margins, recruitment decisions and long-term workforce planning.

Rising costs are squeezing businesses, but proactive planning around rates, staffing, cash flow and structure can protect profitability and help owners stay resilient in a challenging economic climate.

Business rates reform from April 2026 introduces permanent relief for hospitality and leisure businesses, but careful planning is essential to manage revaluation impacts and rising operational pressures.

A clear overview of how a Members’ Voluntary Liquidation works in 2026, outlining tax benefits, legal requirements, director considerations and the vital role an Insolvency Practitioner plays in a compliant, efficient company closure.

An overdrawn director’s loan account can create personal liability during liquidation. This guide explains how it’s treated, tax implications under section 455, set-off options, and steps to minimise risk before a CVL.

A Company Voluntary Arrangement (CVA) and a Time to Pay (TTP) arrangement with HMRC are both mechanisms to help a business manage debt, but they differ significantly in scope, formality, and impact.